Tuesday, July 31, 2007

Tomorrow, we will take up finances and poverty as sources of family stress.

One thing we'll go over is this article about spouses' materialism and marital quality (the article mentions the research contributions of a Texas Tech graduate student whom I know) . The finding of this research, which supports the role of perception/appraisal as in the ABC-X model, is that attitudes toward money and material goods are important, not just the actual amount of money a couple has.

Another article that offers some "food for thought" is this one about Oregon governor Ted Kulongoski. In his effort to draw attention to hunger in his state and beyond, the governor earlier this year spent a week on a $21 food budget (the average weekly food-stamp allocation in his state).

While we were discussing the Kulongoski story, I was reminded of the study of Chicago “Food Deserts” (areas with no nearby supermarkets, but plentiful fast food places) and the apparent health implications of these geographic factors.

The second part of the class will be devoted to a discussion of the readings on work-family balance and economic stress. In particular, the section in Chapter 9 from the bottom of page 209 to the top of 211 seems to fit well with a systems-theory approach. The questions, from Group B, will be posted as they come in...

This chapter talks about how economic stress can impact the function of families. On page 211 the author lists several resources that buffer ethnic minority groups against economic stress. Drawing from our discussion about generational dissonance, how might that affect a family's ability to handle economic stress? Are there any buffers against generational dissonance?

The book says that although minorities have an economic disadvantage, "ethnic minorities also have resources, such as particular family structures, family dynamics, value systems, and child rearing practices, that traditionally have served as buffers against economic stress" (Bartholomae & Fox, p.211). Although this may be true, do you feel that there is a great advantage when minorities are surrounded by other minorities who also experience economic disadvantage? Or would it be beneficial if minorities are by others who have good income earnings and don't live in poverty?

Pertaining to how the living arrangements of low-income people are geographically distributed, we discussed the demolition of the Cabrini-Green housing project in Chicago and the attempts to provide vouchers to outgoing residents so they could live in new dwellings, many of which are fancy units near the old site. Here are some relevant articles, from CBS News, the New York Times, Chicago Business, Northwestern University, and UW-Eau Claire (some of these reports are several years old).

In Chp 9, in the section of Ethnic Minority pg 211, the book talks about "how compared to whites, members of ethnic minority groups have lower income earnings and greater rates of poverty, placing them at a distinct economic disadvantage. However, ethnic minority groups also have specific resources that traditionally have served as buffers against economic stress" Explain in further detail these types of resources for particular family structures that are different than non-ethnic minority groups and how they can serve as "buffers" against economic stress...Any disadvantages to these resources?

According to the book, ethnic minority groups earn less on average than whites. Yesterday, we learned that indeed, racism, plays a part in how employers select their employees. How can this discrepancy be remedied? Do you think that racially considerate policies like affirmative action place more expectations on ethnic minority employees (like the example with working mothers)? How does the chronic stress that occurs due to racism compare to the stress derived from economic hardship?

"Children who experience economic stress have been found to exhibit greater levels of depression and aggression, more impulsive and antisocial behaviors, decreased levels of self-esteem, and diminished school performance" (p. 212). What can parents do to help prevent the family's economic stress from negatively affecting their children?

Sybil has already submitted several comments relating to work, family, and financial planning, which we can use for discussion.

Also, given that Social Security came up during our class discussion, this document provides some long-term estimates of what the program will be able to pay out in the coming decades, even if no changes are made to existing law. Another good overview of the situation is available here.

11 comments:

Anonymous said...

Work-Family Balance article by Kossek: pg. 9, last paragraph,... "Individuals in higher paid managerial jobs are likely to experience higher work conflict and a lower balance due to overwork." I believe every employee regardless of their level of responsibility have some level of work-family balance conflict. The advantage that a manager has is their ability to delegate duties to other employees.

Anonymous said...

Chapter 9, pg. 219, ...more than half of widowed women(60%) had not discussed the management of their finances with their husbands, leaving them relatively unaware of their financial position...It is very important before couples get married that they have an understanding of how the finances will be allocated before anyone dies. When there are children involved in the relationship the parents should make sure that a living will/trust, or life insurance policy is in place to protect them financially as well. All of these elements work together to protect the family, in the event of an unexpected death.

Anonymous said...

Chapter 15, pg 368, ...marriage benefits the emotional health of men more than that of women. Men are expected to be the breadwinners. Women are expected to take care of the house,the children as well as her man. When the husband can provide food, clothing, shelter and security-peace of mind that he is committed to the relationship, then yes, mens emotional health will be taking care of with no complaints.

Anonymous said...

http://www.suntimes.com/news/nation/491556,CST-NWS-army01.article
This article may help the person doing their encyclopedia paper about Military deployment. This article focuses on the stress wives of deployed men are under and how it affects their child rearing.

Anonymous said...

Chapter 9 talked about those who planned early for their financial future were less stressed than those who don't. Also those who upon retirement didn't have to change their life style experienced less stress. I know many of us are still in our 20's, so if you have a job that offers a 401K or other retirement plan look into it. Saving as little as 5% per pay check now can add up to over a million dollars in the long run.

Anonymous said...

When we discussed the article about Gov. Kulongoski in class today, I thought I recalled hearing on NPR about other lawmakers doing the same thing. I found this Washington Post article about 4 other representatives who joined in.

http://www.washingtonpost.com/wp-dyn/content/article/2007/05/15/AR2007051501957_pf.html

Anonymous said...

In relation to the last question, I think that the most of the case is the negative marital relationship of parents that affect children negatively. Economic stress causes conflict between husbands and wives, and I think this leads to poor quality of parenting. Thus, maintaing strong relationships between husbands and wives with good communication during times of economic stress is very important in preventing the family's economic stress from negatively affecting their children.

Anonymous said...

Response to question one about generational dissonance: I think the movie Spanglish gives a good example of generational dissonance between a Latina mother and her daughter. Penelope Cruz plays a Spanish speaking mother who gets a job as a cleaning lady for an affluent family in a white community. Her daughter speaks English well and often translates for her mother. Throughout the movie, the daughter slowly assimilates to the affluent white population that surrounds her while her mother is inhibited from assimilating because of the language barrier. I definitely recommend this movie to anyone looking for a good example of generational dissonance.

Anonymous said...

I thought this post might also shed some light on perceptions/appraisal and values about how money is perceived in different societies -

http://www.getrichslowly.org/blog/2007/07/27/what-can-developing-nations-teach-us-about-personal-finance/

It highlights and explores the point about how ethnic minorities are at times much well off than persons native to that country, in spite not having all the same resources - simply because they have a different perception of money, spending and life in particular.

Anonymous said...

Sybil in her first post mentions that -
>The advantage that a manager has is their ability to delegate duties to other employees.

But well, the manager also heads more responsibility - that can cause him some distress in case the delegated work isn't completed efficiently? Also, often - the higher up in hierarchy you work, the greater your responsibility - and hence the greater stress?

Anonymous said...

When talking about families and social economic status, the thought of the vicious poverty cycle. I am a regular volunteer at the Salvation Army in Madison and have seen the effects of poverty in the individuals and families who stay at the shelter. The stress the parents (mostly single mothers) experience due to their current situation has a huge impact on how they treat their children. Many of these mothers are frustrated and that frustration is taken out on their children.